Are You In Danger of Foreclosure?

Do you want to sell and sell fast?

There is NO REASON to give your home back to the bank

unless it is on YOUR TERMS!

We specialize in assisting property owners that are facing foreclosure and have a VERY HIGH SUCCESS RATE in working out solutions to getting homes sold and avoiding foreclosure altogether.

Our program works regardless if you have equity or not. 

1. If you have enough equity in your home, we may sell your home at a discounted fee to facilitate a closing.
2. If you DO NOT have equity in your home, our specialized negotiators will negotiate with the bank with and inform them that they need to accept less money than is owed on the mortgage. The property will be SOLD and the bank will pay our commission. This will preclude a foreclosure from being on your credit report for 10 years. In most cases, you will not owe the bank any fees for deficiencies or losses that they have incurred. 

If we do sell your home, and you would like to purchase another home immediately, I have options!

I implore you to contact me directly TODAY, Chris Eagan, at 502-649-8381, or by completing the form TODAY for a FREE professional, confidential and courteous consultation. I will explain your basic rights, detail your options and provide you with possible solutions. The longer we wait the more difficult it will be to negotiate with the bank.

Our moist recent client and their story:

http://youtu.be/R7bVm9JCVFA

Be safe and have a great weekend!

You can control your own destiny.  You are not stuck where you are, unless you say you are stuck, stuck in your mental box.

Stand up.

It is you, that you must face in the mirror the next morning.

It is also ok to accept that you stood up for your rights, your beliefs...therefore you win for you, regardless if the other side dominates the situation.

You become the wiser.  It helps you, helps others,

Stand up.

Embrace change.

Predict more.  Believe in more.  Breathe.

It will come to you.

It is you, that you must face in the mirror the next morning.

Stand up.

-A

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Despite what appears to be a non-stop wave of tough news regarding real estate, four major media players have come out this month with the same advice: It Is Time to Buy a Home! Here are the four articles and a breakdown as to why the advice makes sense.

The Wall Street Journal: Why It’s Time to Buy

CBS Money Watch: Why the Time to Buy is Now

Forbes Magazine: 9 Reasons to Buy a House Now

National Public Radio: For Many, It’s Still a Good Time to Buy a Home

With prices continuing to depreciate in most regions of the country, some may wonder why these four entities are suggesting to their readership that now is the time to buy. Each organization realizes that PRICE is not as important as COST. The cost of a home can go up even if prices continue to fall. Unless you are an all cash buyer, you must take into consideration the expense of mortgaging when calculating the full cost of a home. Here is some information to consider.

Interest Rates

Currently, interest rates sit at historic lows. However, Fannie Mae, Freddie Mac, PMI and the National Association of Realtors are all projecting approximately a 1% increase in mortgage rates over the next year. A one percent increase in rate negates a ten percent fall in prices.

Lending Standards

The government has proposed a tightening of lending standards called Quality Residential Mortgage (QRM). If accepted as proposed two things will happen:

1. The qualification process for loans will become more difficult
2. The cost of a loan will increase

Bottom Line

There is a reason more and more financial organizations are suggesting to their followers that now is the time to buy a home: because the cost of purchasing a home is about to increase (even if prices continue to fall).

We have heard through the grapevine that the interest rates are beginnning to go up a bit....which means that if you are thinking of purchasing a home, or if you know of anyone purchasing a home, it would be in your best interests to get your home hunting, and loan process started.

We have been listing more homes in Germantown lately- one in particular at 1115 Mulberry has excellent flow and original character, while the other one at 941 Shelby Pkwy has amazing updates and pics-a really fun house. 

Check out the photos in our listing page: http://eagans.com/silver_listings.asp

Also feel free to use are awesome MLS search:  http://www.theeagans.remax-kentucky.com/remaxky/modules/team/team.asp?p=findahome.asp&page=search&selected=qck&mode=N